Jakarta, CNBC Indonesia – When your partner is blessed with children, there will be additional expenses in your life that you have to bear.

This will also lead to demands for harder work for the family so that the household economy can be maintained.

Some couples also decide to choose to live childfree or without children. In the absence of children, the costs associated with raising children can certainly be lost.

But make no mistake, living without children does not mean being free from financial problems in the future. There will also be challenges that must be faced by couples who decide to deliberately live childfree or without children.

Here are the financial risks for people who decide to go childfree.

There are health risks for women

According to articles on cancer.org and several statements by health experts in various media, childfree apparently contains its own risks that must be taken into account, especially for women.

Uterine cancer is more likely to attack women who have never had children, or who have their first child at the age of 35.

Not only uterine cancer, based on the explanation in the SehatQ article, breast cancer is also very easy to attack women who have never given birth.

The cost of treatment for this critical illness is of course not cheap. And it is not impossible for someone to run out of savings and lose assets because of this.

The need for care in old age is high

If you don't have children, you will definitely need someone else, whether a relative or not, to take care of you in your old age.

What happens if your partner is called by the Almighty in a short time and none of your family members, be it brothers, sisters, nephews, cousins, etc., are willing to take care of you?

It is not impossible that in the end you will have to live in a nursing home to spend your old age.

The cost of living in a nursing home managed by the local government can be free as long as you meet the requirements. However, if you talk about comfort, of course you have to dig deeper into your pockets to be able to live in a nursing home with better facilities and services.

Matters regarding care in old age (elder care) should clearly be your main priority apart from pension funds.

The complicated process of inheriting property

The absence of a child can also complicate the process of inheriting assets when you die.

Referring to the inheritance law of the Civil Code, the person who has the right to inherit is the person who is related by blood to the testator. When your partner dies, the class I heir who can actually receive all of your inheritance is gone.

The parties who can receive it are class II heirs who are none other than your parents or siblings.

If you have many siblings, it is not impossible that the potential for inheritance disputes will increase. Moreover, if there is already a replacement heir due to the death of a sibling.

[Gambas:Video CNBC]

(aak/aak)