Jakarta, CNBC Indonesia – A new dating app has unique requirements for its users. People who want to list their profiles on a dating app called Neon Money Club must have a good credit score.

A credit score is a score used to calculate a person's ability to take on debt and pay it off. One of the main data from a credit score is debt records at financial institutions. In Indonesia, debt records and their repayment are known as SLIK OJK, which was previously known as BI Checking.

Neon Money Club applies a minimum credit score limit of 675 for its users. In the United States, a credit score of 675 is the minimum limit in the Good category.

Co-founder and CEO of Neon Money Club Luke Bailey stated that the aim of implementing a minimum credit score limit is education about financial literacy.

“We have to bring this financial issue to areas where it is rarely discussed. Before educating, you have to attract their attention,” said Bailey.

According to CNBC International, problem Finance is now an important factor in romantic relationships, both in the dating and marriage stages. In fact, the majority of US citizens now rank debt as a strong reason for filing for divorce.

Neon Money Club wants to encourage its users to become more comfortable discussing “credit health” openly.

Users who register on this dating application must be willing to check their credit score. Their credit score will not be displayed on the app.

At Neon Money Clup, users can interact with people who have the same financial awareness. They also have the option to be matched with someone who has a similar credit score.

Neon Money Club was founded in 2021 with the aim of increasing financial literacy and has now raised funding of more than US$ 10 million from venture capital companies. Their dating app is currently only available in the United States.

[Gambas:Video CNBC]

(dem/dem)